For many people their income is the single most important element in your financial landscape

It is your income which keeps your possessions, family, home and lifestyle safe. So it is wise to protect is as far as you can.

If you die, the last thing you’d want would be to leave your family facing financial difficulties. That’s why protection is so important. Having a cash sum to repay the mortgage or provide your family with an income is only half the story. You can also think about inheritance tax planning to ensure that your estate remains within your family.

It also makes sense to think about what would happen if you suffered a critical illness, such as cancer, heart attack or a major organ transplant, or had an accident that prevented you from working. We offer plans that help to protect you and your family in a range of circumstances – that will keep safe what’s precious to you.